A part of my 10 tips to living frugally is to find new ways to avoid waste, use what I have, and live within my means.
In my recent recipe blog post Use What You Have Tacos is an example of that.
Being a food blogger means creating delicious recipes and snapping beautiful food photos – but it doesn’t have to be done in a way wasteful way. I go into recipe development with an open mind and a healthy dose of creativity to make something that won’t break the bank (and that I will eat).
In addition to cooking with what I have, there are a few things I do to keep that stamp of frugal living.
Let’s get to My 10 Tips To Living Frugally.
1. I Do Price Comparison.
You know that name brand you’re loyal to? It’s okay to step outside of your comfort zone and do a little bit of price comparison with that one and others.
I grew up in an era when brand loyalty was everything. We chose food products as a family because the brand was safe and we believed in their advertising.
Today, we look for non-branded food items or store brand products because they tend to have a better deal. Scan the products, see how much they cost, and how much they offer.
Food items that have little variations across brands include:
- Dry beans
- Frozen vegetables
- Tomato sauce
- Dry fruit
2. I Go To The Grocery Store With A Plan.
Maybe I have an obsession with lists, or maybe I just like to be prepared. Either way, I believe in the power of going in with a plan.
Throughout the week, if I notice something’s running low or we’re out of something, I jot down that item on our kitchen whiteboard. When it’s time to visit the grocery store, I add what we need along with our weekly staples.
I try my best not to deviate from the list and my grocery budget. If I do deviate, I make that mental note for next week’s grocery adventure.
Check out My Pantry Favorites.
3. I Refrain From Impulse Buying.
Whenever I am about to make a purchase, I contemplate whether or not this is a responsible purchase.
Although I splurge here-and-there, I make sure that what I am buying is something that I will use.
For example, if I have a sense that what I am about to purchase will not be optimally used or will be an expensive fad – I put it back. The other day I went shopping for clothes, however, I went in with a plan and made sure I only bought what I needed: 2 pairs of professional pants.
4. I Do Regular Bank Check-Ins.
I check my bank accounts almost daily. For one, I like to keep myself accountable with my spending habits.
Two, it’s a great idea to do this to spot any strange account activity that can be disputed.
5. I Keep A Budget.
My motto: save as much as you can.
I keep a rough budget, but I also just try not to spend any more than I set for needed activities (grocery shopping, personal items, hobbies/fun).
In addition to a personal budget, I keep track of any income and expenses for my blog to ensure I do not have any spending that can be cut back or eliminated.
6. I Hardly Ever Eat Out.
It was about 3 years ago when I started to take a closer look at my bank account and my jaw crushed through the ground.
I was spending way too much money on food. Almost every day I was going out with co-workers or friends and spending a heavy dollar on food I could have just made myself. That’s when I realized this habit of picking up food had to end.
Today, I cook about 98 percent of my meals. If we go out to eat, it’s for a special occasion. It is certainly no longer a daily habit.
7. I Make My Own Coffee.
I get it. The hustle and bustle can tempt everyone to grab a coffee from their local coffee shops.
However, coffee is another one of those things that I realized I was spending way too much money on. Instead of grabbing Starbucks coffee just about every day, we buy a large bag of Starbucks coffee beans and make it at home.
Besides, we never have to worry about a cup of coffee that’s stale, cold, or watery. We control how our coffee comes out – and it’s delicious every.single.time.
8. I Exercise Outside.
Lately, I have been going on runs. And guess what? It’s free.
I have been working out and going to the gym for over ten years. But I must admit, I get bored fairly quickly. So I am constantly doing something new.
Thankfully, that new thing is free. In addition to running, I am committing myself to home workouts or challenges to keep my body strong and healthy.
9. I Find Free Hobbies.
As an introvert, it’s relatively easy to find free hobbies to entertain me. Here are some of my favorites:
- Creating content
- Taking free courses online
Check out Broke Things To Do When Bored At Home.
10. I Eat Plant-Based.
Eating plant-based is not only great for my health but gracious on my wallet.
Like most folks, I thought making the switch to eating plant-based would be expensive. But, with a flexible plant-based diet, a meal plan, and a grocery shopping list – it’s possible to spend LESS.
I focus on food products that are shelf-stable, frozen, or can be found in bulk to help keep grocery spending low.
What are your top tips for living frugally? What did you think about these 10 Tips To Living Frugally? Comment below!